How to Integrate Payment Gateway in Shopify Store
- Kishan Mehta
- 27 minutes ago
- 5 min read

Online stores need a safe and simple way to collect payments. That’s where payment gateways come in. If you run a Shopify store, adding a gateway is one of your most important setup steps. In this guide, we’ll walk you through everything about Shopify Payment Gateway Integration Services—from choosing a provider to going live.
What Is a Payment Gateway and Why Is It Needed?

A payment gateway acts as a link between your Shopify store and the bank. It lets your customers pay through cards, wallets, UPI, and more. Without a gateway, you can’t accept online payments.
It’s not just about receiving money. A payment gateway also protects transactions, keeps payment data secure, and processes refunds.
How Payment Gateways Work in Shopify
Shopify has a simple system to connect with different payment services. It supports its own gateway—Shopify Payments—as well as third-party ones like PayPal, Razorpay, Stripe, and others.
Each payment made by a buyer is processed through the selected gateway. Then, the funds go to your merchant account after processing.
You’ll find these gateways under Settings → Payments in your Shopify dashboard.
Types of Payment Gateways for Shopify Stores

There are two main types of gateways Shopify supports:
1. Shopify Payments
Built-in payment solution from Shopify
Supports credit cards, debit cards, and digital wallets
Available in selected countries
No extra transaction fees (except credit card fees)
2. Third-party Payment Gateways
These include:
Razorpay – Preferred in India
PayPal – Popular worldwide
Stripe – Accepted in many countries
Authorize.net – Great for US merchants
PayU – Common in South Asia
You can pick based on your region, currency, and customer preference.
Things You Need Before Adding a Payment Gateway
Before setting up a payment gateway, keep the following ready:
A Shopify account and live store
A business bank account to receive payments
A valid GST number (for Indian merchants)
Basic documents for KYC verification (PAN, Aadhar, etc.)
A secured site with SSL certificate (Shopify provides this)
Once you have this, you can begin the setup.
Step-by-Step Guide: Shopify Payment Gateway Integration
Let’s now go through how to set up a gateway on Shopify.
Step 1: Log in to Your Shopify Admin
Visit your Shopify dashboard with your admin credentials.
Step 2: Go to Settings → Payments
On the bottom left, click Settings, then select Payments.
Step 3: Choose a Payment Gateway
For Shopify Payments, click “Activate Shopify Payments.”
For others like PayPal or Razorpay, click “Add payment methods.”
Step 4: Fill in the Required Details
You’ll need to enter merchant credentials. These usually include:
● Merchant ID
● Secret Key
● API Key or Webhook URLs
These are provided by your payment gateway account.
Step 5: Activate the Gateway
After adding the details, click Activate or Save. Your gateway is now connected.
Testing Your Payment Gateway
Before accepting live payments, test the process using Shopify’s test mode.
1. Enable test mode from your payment settings
2. Use dummy credit card details from Shopify’s test data
3. Place a fake order to check success and failure cases
4. Cancel the order to see how refunds work
This helps you avoid issues before real transactions begin.
How to Add Razorpay to Shopify
Razorpay is one of the top choices for Indian sellers. Here’s how to add it:
Create a Razorpay account
From Shopify Admin, go to Settings → Payments
Select Third-party providers and search for Razorpay
Enter the Key ID and Key Secret from your Razorpay dashboard
Click Activate
Razorpay supports UPI, wallets, net banking, and cards.
Common Payment Gateway Issues and Fixes
Sometimes, things don’t work as planned. Here’s how to handle common problems:
Gateway Not Showing Up
Check if it’s available in your country
Make sure your store is on a paid plan
Confirm if the gateway supports your currency
Transaction Fails
Check API keys for errors
Verify with the gateway provider if services are down
Make sure test mode is turned off for live payments
Payment Option Missing at Checkout
Recheck integration steps
Enable supported payment methods from the gateway dashboard
Review currency settings in your Shopify store
Which Gateway Should You Choose?
This depends on:
Your target country
Preferred payment modes of your customers
Transaction fees per payment
Customer support quality
If you’re in India, Razorpay, Cashfree, and PayU are reliable. If your buyers are global, try PayPal or Stripe.
Multiple Gateways? Yes, It’s Possible
You can add more than one payment gateway. For example, Shopify Payments for card processing and PayPal for wallets.
Just go to Settings → Payments and repeat the steps for each gateway.
Giving your customers more payment options reduces checkout failures.
These Shopify Plus Tool Integration Tips help improve conversions and checkout success.
Important Tips to Keep Payments Running Smoothly
Set up multiple payment methods (cards, UPI, wallets)
Offer Cash on Delivery using Shopify apps
Regularly test the checkout process
Update your API keys after 90 days or as required
Always check for any gateway policy updates
How Shopify Payment Gateway Integration Services Help
Not everyone is comfortable with technical setup. That’s where Shopify Payment Gateway Integration Services can help.
These services:
Handle the full setup from start to finish
Test and troubleshoot issues
Help choose the right gateway for your business
Save time and reduce manual work
If you run a fast-growing store or need region-specific support, going for a service provider is a smart call.
Conclusion
Adding a payment gateway to your Shopify store isn’t hard—but doing it right matters. A working gateway builds trust, reduces failed checkouts, and helps you grow.
You don’t have to figure it all out alone. Let a trusted team handle it for you while you focus on selling.
CartCoders offers dependable Shopify Payment Gateway Integration Services tailored to your store, region, and goals. Talk to us today and make payments worry-free.
CartCoders – Your Shopify Payment Gateway Partner
At CartCoders, we help businesses connect the right payment gateway to their Shopify store without errors. We offer:
Full payment gateway setup and testing
Support for Indian and international gateways
Quick turnaround time
Assistance with KYC and compliance
We understand what your store needs. Our Shopify experts work closely with you to set up a payment system that works smoothly and safely.
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