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How to Integrate Payment Gateway in Shopify Store

  • Writer: Kishan Mehta
    Kishan Mehta
  • 27 minutes ago
  • 5 min read

How to Integrate Payment Gateway in Shopify Store.
How to Integrate Payment Gateway in Shopify Store.

Online stores need a safe and simple way to collect payments. That’s where payment gateways come in. If you run a Shopify store, adding a gateway is one of your most important setup steps. In this guide, we’ll walk you through everything about Shopify Payment Gateway Integration Services—from choosing a provider to going live.


What Is a Payment Gateway and Why Is It Needed?


What Is a Payment Gateway and Why Is It Needed.
What Is a Payment Gateway and Why Is It Needed.

A payment gateway acts as a link between your Shopify store and the bank. It lets your customers pay through cards, wallets, UPI, and more. Without a gateway, you can’t accept online payments.


It’s not just about receiving money. A payment gateway also protects transactions, keeps payment data secure, and processes refunds.


How Payment Gateways Work in Shopify


Shopify has a simple system to connect with different payment services. It supports its own gateway—Shopify Payments—as well as third-party ones like PayPal, Razorpay, Stripe, and others.


Each payment made by a buyer is processed through the selected gateway. Then, the funds go to your merchant account after processing.


You’ll find these gateways under Settings → Payments in your Shopify dashboard.


Types of Payment Gateways for Shopify Stores


Types of Payment Gateways for Shopify Stores.
Types of Payment Gateways for Shopify Stores.

There are two main types of gateways Shopify supports:


1. Shopify Payments


  • Built-in payment solution from Shopify

  • Supports credit cards, debit cards, and digital wallets

  • Available in selected countries

  • No extra transaction fees (except credit card fees)


2. Third-party Payment Gateways


These include:

  • Razorpay – Preferred in India

  • PayPal – Popular worldwide

  • Stripe – Accepted in many countries

  • Authorize.net – Great for US merchants

  • PayU – Common in South Asia


You can pick based on your region, currency, and customer preference.


Things You Need Before Adding a Payment Gateway


Before setting up a payment gateway, keep the following ready:


  • A Shopify account and live store

  • A business bank account to receive payments

  • A valid GST number (for Indian merchants)

  • Basic documents for KYC verification (PAN, Aadhar, etc.)

  • A secured site with SSL certificate (Shopify provides this)


Once you have this, you can begin the setup.


Step-by-Step Guide: Shopify Payment Gateway Integration


Let’s now go through how to set up a gateway on Shopify.


Step 1: Log in to Your Shopify Admin


Visit your Shopify dashboard with your admin credentials.


Step 2: Go to Settings → Payments


On the bottom left, click Settings, then select Payments.


Step 3: Choose a Payment Gateway


  • For Shopify Payments, click “Activate Shopify Payments.”

  • For others like PayPal or Razorpay, click “Add payment methods.”


Step 4: Fill in the Required Details


You’ll need to enter merchant credentials. These usually include:


● Merchant ID

● Secret Key

● API Key or Webhook URLs


These are provided by your payment gateway account.


Step 5: Activate the Gateway


After adding the details, click Activate or Save. Your gateway is now connected.


Testing Your Payment Gateway


Before accepting live payments, test the process using Shopify’s test mode.


1. Enable test mode from your payment settings

2. Use dummy credit card details from Shopify’s test data

3. Place a fake order to check success and failure cases

4. Cancel the order to see how refunds work


This helps you avoid issues before real transactions begin.



How to Add Razorpay to Shopify


Razorpay is one of the top choices for Indian sellers. Here’s how to add it:


  • Create a Razorpay account

  • From Shopify Admin, go to Settings → Payments

  • Select Third-party providers and search for Razorpay

  • Enter the Key ID and Key Secret from your Razorpay dashboard

  • Click Activate


Razorpay supports UPI, wallets, net banking, and cards.


Common Payment Gateway Issues and Fixes


Sometimes, things don’t work as planned. Here’s how to handle common problems:


Gateway Not Showing Up


  • Check if it’s available in your country

  • Make sure your store is on a paid plan

  • Confirm if the gateway supports your currency


Transaction Fails


  • Check API keys for errors

  • Verify with the gateway provider if services are down

  • Make sure test mode is turned off for live payments


Payment Option Missing at Checkout


  • Recheck integration steps

  • Enable supported payment methods from the gateway dashboard

  • Review currency settings in your Shopify store


Which Gateway Should You Choose?


This depends on:

  • Your target country

  • Preferred payment modes of your customers

  • Transaction fees per payment

  • Customer support quality


If you’re in India, Razorpay, Cashfree, and PayU are reliable. If your buyers are global, try PayPal or Stripe.


Multiple Gateways? Yes, It’s Possible


You can add more than one payment gateway. For example, Shopify Payments for card processing and PayPal for wallets.


Just go to Settings → Payments and repeat the steps for each gateway.

Giving your customers more payment options reduces checkout failures.


These Shopify Plus Tool Integration Tips help improve conversions and checkout success.


Important Tips to Keep Payments Running Smoothly


  • Set up multiple payment methods (cards, UPI, wallets)

  • Offer Cash on Delivery using Shopify apps

  • Regularly test the checkout process

  • Update your API keys after 90 days or as required

  • Always check for any gateway policy updates


How Shopify Payment Gateway Integration Services Help


Not everyone is comfortable with technical setup. That’s where Shopify Payment Gateway Integration Services can help.


These services:

  • Handle the full setup from start to finish

  • Test and troubleshoot issues

  • Help choose the right gateway for your business

  • Save time and reduce manual work


If you run a fast-growing store or need region-specific support, going for a service provider is a smart call.


Conclusion


Adding a payment gateway to your Shopify store isn’t hard—but doing it right matters. A working gateway builds trust, reduces failed checkouts, and helps you grow.

You don’t have to figure it all out alone. Let a trusted team handle it for you while you focus on selling.


CartCoders offers dependable Shopify Payment Gateway Integration Services tailored to your store, region, and goals. Talk to us today and make payments worry-free.


CartCoders – Your Shopify Payment Gateway Partner


At CartCoders, we help businesses connect the right payment gateway to their Shopify store without errors. We offer:


  • Full payment gateway setup and testing

  • Support for Indian and international gateways

  • Quick turnaround time

  • Assistance with KYC and compliance


We understand what your store needs. Our Shopify experts work closely with you to set up a payment system that works smoothly and safely.


�� Need help with Shopify Payment Gateway Integration Services? �� 

Contact Us to get started the easy way.

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